Do I need life insurance?
Life insurance can issue a lump sum death benefit to a policyholder’s beneficiaries. Life insurance money can help cover funeral costs and financially support your loved ones in the event of losing your income or benefits. There are many different life insurance policies you can explore. Your premium will depend on your current finances, health history, and any outstanding debt you owe.
Funeral costs can be a large expense, but life insurance can help your loved ones cover your funeral costs without having to worry about these financial burdens.
Whole life insurance plans can provide more protections for the insured, including supplemental income to support your loved ones after the loss of your income.
If you have a high net worth or a large estate with many assets, you may want to consider a whole life plan that includes estate planning services.
Invest in the Future
Policies with a cash value feature can earn interest on the cash value portion. You could have the option to use these earnings during your lifetime.
Adding up your current financial contributions is a good place to start. Consider any debt, recurring monthly expenses or future financial needs your family would struggle to cover in the event of your passing. A Turbo adviser can discuss your options and help you find the right policy to protect your loved ones.
Term life insurance offers coverage for a specific period of time. Policies usually range from 10 to 30 years. If you pass within the specified timer period, your beneficiaries will receive a life insurance pay out. Term life coverage can be an affordable, flexible way to protect your loved ones.
Permanent life insurance offers more comprehensive coverage. This policy type offers protection from the time of purchase until your passing. Many policies offer a death benefit plus a cash value benefit. You may be able to use the cash value benefit during your life time.
Turbo ensures loyalty every step of the way
We desire to empower our customers by providing the guidance and industry expertise to find the best insurance policies at the best prices. We are here to be your champion, advocating for your needs and best interests over the interests of insurance carriers and corporations.
We partner with many different carriers that offer products at every price point. Because we work for you, we will not rest until we are confident that we have secured you the best product at the best price available.
Our team contains the most knowledgeable people in the insurance industry. We do the heavy-lifting so that you don’t have to, and we guide you to make an educated decision.
We have connections with several leading carriers, so we can provide you with options at different coverage levels and price points.
We know how to help our customers find what they need. We know which options are best for you with robust coverage at a reasonable price.
Turbo is passionate about insurance and making sure that every angle is covered. We will review your case to ensure that your existing policies are considered and that new policies provide robust coverage.
We are here to give you the best experience possible, and we will always work to offer you what you need.
Support your loved ones in their time of need.
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We’ve helped countless customers find the best coverage at unbeatable rates. Don’t just take our word for it though. See why more customers are choosing to shop for insurance with Turbo.
Coverage when it matters most.
Life insurance protects your loved ones in the event of your passing. A life insurance policy could help cover funeral expenses, existing debt, or even replace lost wages. The Turbo Insurance Group team can help you choose a policy that’s right for you and your family.