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While our digital insurance rating platform is designed to provide quotes and coverage in minutes, there may be circumstances where rates cannot be returned instantly. Exceptions may occur due to factors such as carrier system downtime, additional underwriting requirements, incomplete or inaccurate application information, or unique risk characteristics that require manual review. In such cases, additional time may be needed to finalize your quote or secure coverage.

Turbo Insurance Group (“Agency”) is an independent insurance agency licensed to conduct business in all 50 U.S. states and the District of Columbia. Insurance product availability, coverage options, and rates may vary by state and carrier and are subject to the terms, conditions, and underwriting guidelines of the applicable insurance policy.

All insurance quotes and coverage are provided through licensed insurance carriers. While Agency maintains active licenses in every state, not all products or carriers are available in every jurisdiction. Licensing information for the Agency and its producers is available upon request and may also be verified with the applicable state department of insurance.

Insurance or other similar products (collectively “Insurance Products”) are presented through FMC Subsidiary Services, LLC, an affiliate of Freedom Mortgage Corporation, and administered by Turbo Insurance Group.

Neither Freedom Mortgage Corporation nor any of its affiliates (collectively “Freedom Mortgage”) underwrite any policy of insurance. Insurance Products may not be available in all states. Freedom Mortgage may be compensated for making you aware of these Insurance Products. The purchase of Insurance Products from a particular source is not a condition of, and will not affect the terms of or a decision relating to, any loan or service provided by Freedom Mortgage. Insurance Products are available through insurance agents not associated with Freedom Mortgage. You are responsible for the evaluation, selection, and suitability of Insurance Products.

The quotes obtained from Turbo are estimates only. Quotes are subject to change without notice. Your actual rate, payment, and coverage may be different. Quotes do not constitute an offer of insurance, nor is any contract, agreement, or insurance coverage implied, formed, or bound by the provision of quotes. Insurability, final insurance premium quotes, and an offer of insurance, if any, will be determined by the insurance company providing your insurance policy.